Hello all,
I am from Florida (just in case you need to know). I've been on SSI for 8+ years now, have won two or three fully favorable decisions, and I'm still under care for what is a disabling and incurable physical syndrome. It keeps me in constant pain and spasm from the lower back on down, so I can only move with great effort around the house, using a cane. I actually leave the house once, maybe twice a month, if at all. I do not have a representative payee; I manage my own funds.
With that out of the way, my question concerns something I've always had difficulty getting a clear answer on, and that is the acceptable spending of SSI funds. I want to do things correctly, of course, so that's why I am inquiring.
Long story short, you don't incur a great heap of bills when you only live in your bed. I used to pay fair share to my parents, who I live with due to my physical restrictions, but they bought the house we were renting and the mortgage being higher than the rent threw the whole formula off. When we found out how much of my monthly pay would be consumed under the new formula, neither my parents nor my lawyer thought I should continue doing it. So, I ceased that and receive $400-something a month now.
I do receive a considerable amount of money in the way of food stamps, enough to cover my own groceries for the month, and Medicaid covers most of my medical treatment (except dental - which is always a big knock on the bank account). The point is, I do frequently end up with some money left over.
As you can imagine, having been trapped in bed for so many years can make you a little stir crazy. As well, my syndrome has very little treatment and even pain management can cover only so much of the pain. Beyond that, they suggest mental distraction. So, I've been using these spare funds on things I enjoy and which help absorb my thoughts a bit. Books, games, things like that.
Is this acceptable, or would it not be? I've read both ends of the spectrum, where one side says you can use it however you like but live with the consequences if you spend too much (even had a representative tell me that long ago). On the other hand, I've read that it's strictly for absolute necessities, nothing else and no exceptions. In that event, I'd hit the cap for reasons I stated above: you just don't incur huge life bills living in bed, and when you can only have $2000, you have to spend it down somehow. I happen to spend it on myself, to keep my head busy and my mind off of pain.
It'd put me at ease to know that what I am doing is okay. As you can probably imagine, I don't need the added stress of worrying about it! Thank you very much.
I am from Florida (just in case you need to know). I've been on SSI for 8+ years now, have won two or three fully favorable decisions, and I'm still under care for what is a disabling and incurable physical syndrome. It keeps me in constant pain and spasm from the lower back on down, so I can only move with great effort around the house, using a cane. I actually leave the house once, maybe twice a month, if at all. I do not have a representative payee; I manage my own funds.
With that out of the way, my question concerns something I've always had difficulty getting a clear answer on, and that is the acceptable spending of SSI funds. I want to do things correctly, of course, so that's why I am inquiring.
Long story short, you don't incur a great heap of bills when you only live in your bed. I used to pay fair share to my parents, who I live with due to my physical restrictions, but they bought the house we were renting and the mortgage being higher than the rent threw the whole formula off. When we found out how much of my monthly pay would be consumed under the new formula, neither my parents nor my lawyer thought I should continue doing it. So, I ceased that and receive $400-something a month now.
I do receive a considerable amount of money in the way of food stamps, enough to cover my own groceries for the month, and Medicaid covers most of my medical treatment (except dental - which is always a big knock on the bank account). The point is, I do frequently end up with some money left over.
As you can imagine, having been trapped in bed for so many years can make you a little stir crazy. As well, my syndrome has very little treatment and even pain management can cover only so much of the pain. Beyond that, they suggest mental distraction. So, I've been using these spare funds on things I enjoy and which help absorb my thoughts a bit. Books, games, things like that.
Is this acceptable, or would it not be? I've read both ends of the spectrum, where one side says you can use it however you like but live with the consequences if you spend too much (even had a representative tell me that long ago). On the other hand, I've read that it's strictly for absolute necessities, nothing else and no exceptions. In that event, I'd hit the cap for reasons I stated above: you just don't incur huge life bills living in bed, and when you can only have $2000, you have to spend it down somehow. I happen to spend it on myself, to keep my head busy and my mind off of pain.
It'd put me at ease to know that what I am doing is okay. As you can probably imagine, I don't need the added stress of worrying about it! Thank you very much.
Disability Benefits: Acceptable Spending of SSI Funds
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