My question involves a condominium located in the State of: Georgia
Three weeks ago my daughter awakened from sleep with water pouring through her light fixtures in her bathroom-she has a ground floor unit. She immediately called her 24 hour condo security person, who after checking her unit, went upstairs and knocked on upstairs unit with no answer. After some time security found a key under the mat to the upstairs unit and entered, finding evidence the condo was under renovation--turns out new owner had not moved in yet. A large wall mirror (4 x 8) had fallen and sliced open the bathroom sink water lines. The double vanity had been removed which along with glue had previously supported the mirror. He eventually turned off the water to the entire twelve unit building. Water continued to drip into my daughter's condo for several hours. She called her large insurance company at 7 am and was told a claim handler would call her back who did at 4 pm. A water and disaster restoration company spent several days cutting out sheetrock, pulling up her wood floors and drying out the condo. Her kitchen cabinets, bathroom walls, double vanity and flooring in entire condo are a loss. There is some damage in every room. Her homeowners insurance coverage limit ($24,000-don't know why it's so low when the condo cost $80K several years ago) is two thirds of the actual structural loss estimate made by the insurance's adjuster. The upstairs homeowner has the same large insurance company. The company cut her a $24,000 check and has deemed that is all the money she will get from them on fixing the actual condo. The first contractor's bid is $40,000 and she still has to pay the restoration company. The Condo Assoc may get involved but so far their insurance adjuster has not appeared. I would think there would be some recourse against upstairs neighbor, her contractor and insurance company. Any ideas?
Three weeks ago my daughter awakened from sleep with water pouring through her light fixtures in her bathroom-she has a ground floor unit. She immediately called her 24 hour condo security person, who after checking her unit, went upstairs and knocked on upstairs unit with no answer. After some time security found a key under the mat to the upstairs unit and entered, finding evidence the condo was under renovation--turns out new owner had not moved in yet. A large wall mirror (4 x 8) had fallen and sliced open the bathroom sink water lines. The double vanity had been removed which along with glue had previously supported the mirror. He eventually turned off the water to the entire twelve unit building. Water continued to drip into my daughter's condo for several hours. She called her large insurance company at 7 am and was told a claim handler would call her back who did at 4 pm. A water and disaster restoration company spent several days cutting out sheetrock, pulling up her wood floors and drying out the condo. Her kitchen cabinets, bathroom walls, double vanity and flooring in entire condo are a loss. There is some damage in every room. Her homeowners insurance coverage limit ($24,000-don't know why it's so low when the condo cost $80K several years ago) is two thirds of the actual structural loss estimate made by the insurance's adjuster. The upstairs homeowner has the same large insurance company. The company cut her a $24,000 check and has deemed that is all the money she will get from them on fixing the actual condo. The first contractor's bid is $40,000 and she still has to pay the restoration company. The Condo Assoc may get involved but so far their insurance adjuster has not appeared. I would think there would be some recourse against upstairs neighbor, her contractor and insurance company. Any ideas?
Repair and Maintenance: Flood from Above Due to Renovation
Aucun commentaire:
Enregistrer un commentaire