My question involves an injury that occurred in the state of: Idaho.
I purchased insurance on 7-19-2016
On 7-22-16 I was on my way to work at 6:30am I was hit by a deer. It ran into my front quarter panel, and caved in my door. There is still deer hair crammed into the door handle.
I submitted my claim on 7-22-16 at about 8pm after I made it home from work and errands.
When the deer hit me, I had my four year old daughter with me. I stopped my car got out, seen my car was still in driving order just banged up.
I was on hwy 3, there is rare cell service, so I did not call anyone. The deer had made it off the road and into the bushes.
I manage a fast food restaurant, and had to get to work.
I had no eye witnesses, however I did provide the insurance with a co-worker name and work number, who had been at work when I arrived and seen that I had just hit a deer.
I also gave the name of my husbands aunt who was watching my daughter that day. She had come out to help bring in my daughters things.
They have assigned a investigator to insure that my accident occurred while on the policy.
It was a crazy freak accident. But now I am being treated like I did something wrong.
I had priced out a quote from them a few months prior, and had picked this policy because I was saving money.
I am trying to learn my rights, and how to help proceed. I have been being put off and not given any answers.
Help!!! How can I possible prove to them that I am indeed telling the truth. and what do if I do if they refuse my claim?
I did not call the cops, one cell service is iffy at best, and second I had no eye witnesses.
Thank you in advance for any advice.
Nessa Sullivan
I purchased insurance on 7-19-2016
On 7-22-16 I was on my way to work at 6:30am I was hit by a deer. It ran into my front quarter panel, and caved in my door. There is still deer hair crammed into the door handle.
I submitted my claim on 7-22-16 at about 8pm after I made it home from work and errands.
When the deer hit me, I had my four year old daughter with me. I stopped my car got out, seen my car was still in driving order just banged up.
I was on hwy 3, there is rare cell service, so I did not call anyone. The deer had made it off the road and into the bushes.
I manage a fast food restaurant, and had to get to work.
I had no eye witnesses, however I did provide the insurance with a co-worker name and work number, who had been at work when I arrived and seen that I had just hit a deer.
I also gave the name of my husbands aunt who was watching my daughter that day. She had come out to help bring in my daughters things.
They have assigned a investigator to insure that my accident occurred while on the policy.
It was a crazy freak accident. But now I am being treated like I did something wrong.
I had priced out a quote from them a few months prior, and had picked this policy because I was saving money.
I am trying to learn my rights, and how to help proceed. I have been being put off and not given any answers.
Help!!! How can I possible prove to them that I am indeed telling the truth. and what do if I do if they refuse my claim?
I did not call the cops, one cell service is iffy at best, and second I had no eye witnesses.
Thank you in advance for any advice.
Nessa Sullivan
Traffic Accidents: Hit a Deer Now Insurance Investigation
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