My question involves real estate located in the State of: Macomb township Michigan.
I have a unique situation regarding HOA dues and fees. I purchased my home in 10/2012 as a foreclosure. I was aware that there was a HOA for the subdivision yet I never received a bill or any other correspondence regarding the matter in the mail until two days ago. The letter was addressed to the previous owners of the home prior to the bank taking possession and was a bill for over 3200 dollars. The yearly dues are $175.00 and I have lived in the home for almost 5 years which would be $875.
The bill shows a balance forward of
542.5
two years dues
175.00
175.00
and then a charge of $2,384.45 charge with no explanation as to what it is.
totaling $3,276.95
I can only assume that the 23845 is from compounding interest and fees for the delinquent amount due.
This is totally nuts and blowing my mind as I don't have 3k to part with, nor would I want to if I did.
My question is if I am liable for this seeing that I never received anything, bill or otherwise, from the HOA before this statement.
I have emailed the president of the HOA with questions regarding the 2k charge and my willingness to bring the account up to date for the $875 that is due since the purchase of the home. However the only response I have received is since I am aware of the delinquent account a payment is required immediately, then tells me to provide the board with my closing documents proving the date of purchase and "the board will tell me what I owe."
They are not being forthcoming with a detailed amortization of all payments and fees associated with the account or officially telling me what the 2385 charge is for.
What kind of options due I have with this matter? how does the HOA get away without billing for almost 5years and then expect interest and fees to be paid.
I have a unique situation regarding HOA dues and fees. I purchased my home in 10/2012 as a foreclosure. I was aware that there was a HOA for the subdivision yet I never received a bill or any other correspondence regarding the matter in the mail until two days ago. The letter was addressed to the previous owners of the home prior to the bank taking possession and was a bill for over 3200 dollars. The yearly dues are $175.00 and I have lived in the home for almost 5 years which would be $875.
The bill shows a balance forward of
542.5
two years dues
175.00
175.00
and then a charge of $2,384.45 charge with no explanation as to what it is.
totaling $3,276.95
I can only assume that the 23845 is from compounding interest and fees for the delinquent amount due.
This is totally nuts and blowing my mind as I don't have 3k to part with, nor would I want to if I did.
My question is if I am liable for this seeing that I never received anything, bill or otherwise, from the HOA before this statement.
I have emailed the president of the HOA with questions regarding the 2k charge and my willingness to bring the account up to date for the $875 that is due since the purchase of the home. However the only response I have received is since I am aware of the delinquent account a payment is required immediately, then tells me to provide the board with my closing documents proving the date of purchase and "the board will tell me what I owe."
They are not being forthcoming with a detailed amortization of all payments and fees associated with the account or officially telling me what the 2385 charge is for.
What kind of options due I have with this matter? how does the HOA get away without billing for almost 5years and then expect interest and fees to be paid.
Homeowners Associations: Delinquent HOA Dues and Fees
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