My question involves a consumer law issue in the State of: Arizona
Hello,
I have been searching endlessly for an answer and I hope someone here can help. My mother in law stayed with us for a month after being arrested and had no money and no credit cards of her own as she was not allowed back into her husbands house. My wife allowed her to use my wife's credit card for groceries for the family twice while staying with us. My mother in law then moved out on bad terms. We soon found out that she took my wife's credit card with her and made a $25,00 purchase at Costco for a ring, which she had shipped to the mother in law's house. My mother in law then tried to ask Costco for a cash refund in store. My mother in law sent several emails to my wife rubbing it in my wife's face that because she was an "authorized user," that the purchase was legit. We later found out that she also took out other credit cards in my wife's name and had been using them as well. We notified the police and Chase, but the police won't do anything because Chase is not classifying the purchase as fraud. Chase says the purchase was legit because my wife gave her access to the card at the time she allowed her to buy groceries for the family. What legal action can we take? We have fought this and are now being told by the credit card company that we owe the $25k, despite my mother in law having possession of the ring.
Hello,
I have been searching endlessly for an answer and I hope someone here can help. My mother in law stayed with us for a month after being arrested and had no money and no credit cards of her own as she was not allowed back into her husbands house. My wife allowed her to use my wife's credit card for groceries for the family twice while staying with us. My mother in law then moved out on bad terms. We soon found out that she took my wife's credit card with her and made a $25,00 purchase at Costco for a ring, which she had shipped to the mother in law's house. My mother in law then tried to ask Costco for a cash refund in store. My mother in law sent several emails to my wife rubbing it in my wife's face that because she was an "authorized user," that the purchase was legit. We later found out that she also took out other credit cards in my wife's name and had been using them as well. We notified the police and Chase, but the police won't do anything because Chase is not classifying the purchase as fraud. Chase says the purchase was legit because my wife gave her access to the card at the time she allowed her to buy groceries for the family. What legal action can we take? We have fought this and are now being told by the credit card company that we owe the $25k, despite my mother in law having possession of the ring.
Credit / Debit Card Fraud: What Can a Card Holder Do About Unauthorized Credit Card Charges
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