My car lender is Chrysler Capital I had an issue where I was unable to make car payments due to a Credit Union Debit Card Fraud attack. I notified the company and no documentation was done on my account of my calls, I even gave the dates, times and CSRs name.
I finally reached an area where they were actively looking for my car, I asked the full balance and once I received my reimbursement from the credit union I was able to pay all of the delinquent balance "prior" to the lender reporting. However, they still reported my account to the credit bureau as a charged-off repossession and my car was NEVER repossessed. I am actively paying my car note via the website bi-weekly just to get out of it soon because of the bad customer service received.
I was only able to get them to meet me half-way with the MISC expenses but not removing the wrong report from my credit report.
Is there anyway I can have this removed from my credit report?
I finally reached an area where they were actively looking for my car, I asked the full balance and once I received my reimbursement from the credit union I was able to pay all of the delinquent balance "prior" to the lender reporting. However, they still reported my account to the credit bureau as a charged-off repossession and my car was NEVER repossessed. I am actively paying my car note via the website bi-weekly just to get out of it soon because of the bad customer service received.
I was only able to get them to meet me half-way with the MISC expenses but not removing the wrong report from my credit report.
Is there anyway I can have this removed from my credit report?
Loan Agreements: Charged Off and Never Repossessed
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