My question involves collection proceedings in the State of: Arizona.
I am 65 years old single, living on social security, NOW, on medicare, a year ago I was not on medicare.
I was having chest pains and my gf took me to the emergency room at the local medical center. I had signed up for Obama care, and had the new card with me, thought I was covered, found out later, that that coverage did not start til the next day. and called and was denied coverage... from that card/Obamacare.
so I started to get letters asking for money, over 6000$ for 2 hours in the ER. I have no money to pay this, I struggle to get by,. my house is paid for, and protected by homestead. As worry they may take me to court,
I have 3 old cars, and a quad, and a very old boat, 1979.... as I enjoy. try to enjoy my old age years. if I lose that boat and the cars, I will never be able to replace,
I wont live long enough to replace anything.
so,, I'm thinking about protecting any assets I have that they might take, LLC may work family LLC...
then maybe ch. 13 bk?
a collection agency called yesterday, and they were recording the call, and hung up on them, maybe nothing will happen?
I am 65 years old single, living on social security, NOW, on medicare, a year ago I was not on medicare.
I was having chest pains and my gf took me to the emergency room at the local medical center. I had signed up for Obama care, and had the new card with me, thought I was covered, found out later, that that coverage did not start til the next day. and called and was denied coverage... from that card/Obamacare.
so I started to get letters asking for money, over 6000$ for 2 hours in the ER. I have no money to pay this, I struggle to get by,. my house is paid for, and protected by homestead. As worry they may take me to court,
I have 3 old cars, and a quad, and a very old boat, 1979.... as I enjoy. try to enjoy my old age years. if I lose that boat and the cars, I will never be able to replace,
I wont live long enough to replace anything.
so,, I'm thinking about protecting any assets I have that they might take, LLC may work family LLC...
then maybe ch. 13 bk?
a collection agency called yesterday, and they were recording the call, and hung up on them, maybe nothing will happen?
Debt Collectors: Billed for an E.R. Visit that Occurred When I Was Uninsured
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