My question involves a consumer law issue in the State of: NC
Break down of what happen
I say all this to say what can I do to a company that illegally reported information to the credit bureaus and it committing fraud in order to repossess the car.
- My car was charged off last month even though I was not past due.
- The car is still in my possession.
- The company had some accounting issues and claim they fixed the problem called me and said I was 11 days current about a week ago and still it shows as charged off on my credit.
Break down of what happen
- My credit report showed current all the way to November then in December 120+ days past due. In January is was charge off the whole account.
- I call in Jan they said I owed $2000 when my car payment is only $256 that almost 9 month of unpaid payments
I say all this to say what can I do to a company that illegally reported information to the credit bureaus and it committing fraud in order to repossess the car.
Loan Agreements: Loan Charged Off when It Was Current (Not Repoed)
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