My question involves bankruptcy in the state of: VA
During my Bankruptcy process the bank identified as the lien holder on my car title merged with another bank and changed their name to the new bank's name. I listed both banks and the car on my list of debts and creditors. Once I received my letter of discharge I received a letter from the new bank asking me for the car title or any evidence of a perfect lien. I checked my credit report and both banks show this debt as 100% paid off and the loan closed. When I went to DMV the title still has the original bank listed as the lien holder. If there is no perfect lien for the new bank, title still list old bank as lien holder and bank no longer exist, and the loan is discharged what can I do? Can I ask DMV for the title, will car be repossess, or do I get a perfect lien for the new bank? What are my options?
During my Bankruptcy process the bank identified as the lien holder on my car title merged with another bank and changed their name to the new bank's name. I listed both banks and the car on my list of debts and creditors. Once I received my letter of discharge I received a letter from the new bank asking me for the car title or any evidence of a perfect lien. I checked my credit report and both banks show this debt as 100% paid off and the loan closed. When I went to DMV the title still has the original bank listed as the lien holder. If there is no perfect lien for the new bank, title still list old bank as lien holder and bank no longer exist, and the loan is discharged what can I do? Can I ask DMV for the title, will car be repossess, or do I get a perfect lien for the new bank? What are my options?
Chapter 7: After Bankruptcy Can Bank Reposses My Car with No Perfect Lien
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