My question involves real estate located in the State of Idaho with the documentation being completed in California: I took out a Heloc on my home to pay some medical bills 15 years ago. Countrywide never honored any checks I wrote toward the Heloc after the initial disbursement (which they paid themselves out of). I have never made a payment as a result of their default and filed bankruptcy several years later Chapter 7. This loan was transferred with incorrect robosigning of paper work for years to entities that no longer existed and they did not have any of the initial paperwork (which was requested to be resigned and changed numerous times after closing). The more recent servicers sent notice that the Statute of Limitations had ran on this loan so should they still be able to retain a lien? and if not, who would release it since the original documents were done by the same place that crashed the entire real estate market? How do I proceed to get the lien removed?
Mortgages: Countrywide Scam Default on HELOC Release of Lien
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