My question involves collection proceedings in the State of: Michigan
So, the not so long version. State farm is suing me over for being in a car crash because I didn't have insurance in 2011.
Now I have been to court once and a judgement has been filed, which I thinking that was not the greatest thing to do back in the day. My judgement is 8k and change.
I was paying courtesy payments for about a year in which I was told by the law firm (Stillman Law Office) that I was going to get my case redetermined after a year. Which never happened. Now partly my fault as I stopped the courtesy payments because I could not afford them. They were not that much, but I do not make that much.
Long story short , I was deemed not responsible for the accident, I went to court when summoned and I do not have 8,000 dollars to pay for my judgement.
On the other hand, since the accident I have had State Farm as my insurance agent, and they are suing me for the crash. ( does this not violate some fundamental law if physics here ) How can a company that is providing me service, still sue me and accept moneys out of me at the same time..
Also, as I do not have the money to pay said judgement, and as of yesterday they are looking to suspend my license, is my only option bankruptcy?
Since the old catch 22, I go to jail (hopefully that doesn't happen) I cant pay, but I don't have enough money to pay.
So, the not so long version. State farm is suing me over for being in a car crash because I didn't have insurance in 2011.
Now I have been to court once and a judgement has been filed, which I thinking that was not the greatest thing to do back in the day. My judgement is 8k and change.
I was paying courtesy payments for about a year in which I was told by the law firm (Stillman Law Office) that I was going to get my case redetermined after a year. Which never happened. Now partly my fault as I stopped the courtesy payments because I could not afford them. They were not that much, but I do not make that much.
Long story short , I was deemed not responsible for the accident, I went to court when summoned and I do not have 8,000 dollars to pay for my judgement.
On the other hand, since the accident I have had State Farm as my insurance agent, and they are suing me for the crash. ( does this not violate some fundamental law if physics here ) How can a company that is providing me service, still sue me and accept moneys out of me at the same time..
Also, as I do not have the money to pay said judgement, and as of yesterday they are looking to suspend my license, is my only option bankruptcy?
Since the old catch 22, I go to jail (hopefully that doesn't happen) I cant pay, but I don't have enough money to pay.
Debt Collectors: Can a Business Sue You if You Are Doing Business with Them
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