My question involves a consumer law issue in the State of: michigan
we bought a farm and it needed a big lawn mower...i went to the local lawn and garden supply. been going their for 30 years.. on the floor they had what i wanted...it was $5900.00 0%interest and $156.93 a month so i told them thats what i wanted...the owner got the credit app,he filled it out and sent it in. took about 10 mins to get an answer...it was approved, he told me to get my trailer and it would be ready in an hour....so thats what i did...at this point i had not signed anything....got the trailer and went back....he showed me how to operate it and they loaded it and strapped it down...the owner told me that i would get paperwork in about a week from the credit union....off i went....it took a month for the paperwork...to my surprise it was for a commerical loan, and not a credit union....payment was 429.00 a month at 18% interest...i went back to the lawn and garden and told them this would not cut it...(i have not signed any paperwork at this point) he said don't worry he would fix the issue.... i have been in their twice the last 5 months and the issue is not resolved....its a commerical lawn mower and he says it has to be a commerical loan....so i take the mower back and he wants 2500.00 becaused now its used....i bring the mower home and to this day i still have it....they have called me twice wanting me to sign the paperwork and i tell them to make the payment and itnerest the way its supposed to be and i will and will make all the payments...stuck here and need a little advice.....thanks in advance...
we bought a farm and it needed a big lawn mower...i went to the local lawn and garden supply. been going their for 30 years.. on the floor they had what i wanted...it was $5900.00 0%interest and $156.93 a month so i told them thats what i wanted...the owner got the credit app,he filled it out and sent it in. took about 10 mins to get an answer...it was approved, he told me to get my trailer and it would be ready in an hour....so thats what i did...at this point i had not signed anything....got the trailer and went back....he showed me how to operate it and they loaded it and strapped it down...the owner told me that i would get paperwork in about a week from the credit union....off i went....it took a month for the paperwork...to my surprise it was for a commerical loan, and not a credit union....payment was 429.00 a month at 18% interest...i went back to the lawn and garden and told them this would not cut it...(i have not signed any paperwork at this point) he said don't worry he would fix the issue.... i have been in their twice the last 5 months and the issue is not resolved....its a commerical lawn mower and he says it has to be a commerical loan....so i take the mower back and he wants 2500.00 becaused now its used....i bring the mower home and to this day i still have it....they have called me twice wanting me to sign the paperwork and i tell them to make the payment and itnerest the way its supposed to be and i will and will make all the payments...stuck here and need a little advice.....thanks in advance...
Retailers: Zero Turn Lawnmower Issue
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