My question involves a consumer law issue in the State of: Indiana
My Grandma bought this 2005 Malibu from a local car dealership. She got the loan through her Credit Union. Anyways everything seemed clear, title was clean, carfax showed up clean. This was 2 years ago.
6 months ago, we find out from her insurance company that the car she bought was totaled in an accident and that the car should be totaled now. She asked them how can that be when nothing was reported, and they told her that some people don't report accidents and fix them themselves so that it won't show on the carfax or Title as Salvage.
She called up the dealer and he had no idea, and that he bought it from an auction. Her Credit Union refuses to give her a loan unless a dealer pretty much "eats" her car loan. No dealer is willing to pay her $2,500 loan when it's only worth $300.
Is there any laws that can help her get rid of the car AND her loan?
Please help!
My Grandma bought this 2005 Malibu from a local car dealership. She got the loan through her Credit Union. Anyways everything seemed clear, title was clean, carfax showed up clean. This was 2 years ago.
6 months ago, we find out from her insurance company that the car she bought was totaled in an accident and that the car should be totaled now. She asked them how can that be when nothing was reported, and they told her that some people don't report accidents and fix them themselves so that it won't show on the carfax or Title as Salvage.
She called up the dealer and he had no idea, and that he bought it from an auction. Her Credit Union refuses to give her a loan unless a dealer pretty much "eats" her car loan. No dealer is willing to pay her $2,500 loan when it's only worth $300.
Is there any laws that can help her get rid of the car AND her loan?
Please help!
Someone That Has Knowledge in Lemon Laws of Indiana
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