My question involves a consumer law issue in the State of: Alabama.
I was in need of a vehicle and posted an add to Facebook asking someone willing to do a payment plan with me and take my car as a trade. Well i got a response and the person had a much nicer vehicle than mine since mine was on its last leg. Well we traded and i still owed $1000 left on the car. I have not missed one payment and have kept in touch with them. Well when time came for me to get a tag i couldnt cuz i only had a bill of sale which i thought was all i needed. Well come to find out i needed the title and he still had it so i contacted and told him the problem. He told me that he couldnt give me the title cuz its pawned. We discussed a meeting where we would go to the title place and transfer it into my name. Well its 2 months later and he keeps giving me the run around. Today i told him i wouldnt send another payment until he makes this right and he threatened to repo the car. My question does he have the right to do this and how can i resolve the issue? Please help :confused:
I was in need of a vehicle and posted an add to Facebook asking someone willing to do a payment plan with me and take my car as a trade. Well i got a response and the person had a much nicer vehicle than mine since mine was on its last leg. Well we traded and i still owed $1000 left on the car. I have not missed one payment and have kept in touch with them. Well when time came for me to get a tag i couldnt cuz i only had a bill of sale which i thought was all i needed. Well come to find out i needed the title and he still had it so i contacted and told him the problem. He told me that he couldnt give me the title cuz its pawned. We discussed a meeting where we would go to the title place and transfer it into my name. Well its 2 months later and he keeps giving me the run around. Today i told him i wouldnt send another payment until he makes this right and he threatened to repo the car. My question does he have the right to do this and how can i resolve the issue? Please help :confused:
Loan Agreements: Can a Person Repo My Car if They Are an Individual
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