My question involves collection proceedings in the State of: michigan.
I had $3,000 loan on a debit card and my ex stole all the $ off of it and i didnt know until the end of the month once recieving my statements. Fast forward to three years later if screaming fighting and getting less than the minimum payment. theres slightly over $500 left on it that is billed in my name monthly since and hes refusing to pay the rest. I called the bank and asked them to put it on file numerous times that it was stolen and they said they would and to also call the police, and the police didnt care they told me write a claim. Well i tried getting those notes from the bank and they are saying nothing is on file. Im furious. Is it more profitable to cancel with the loan company and ruin my credit and sue him for the credit damages HIS actions caused, as well as the $560 left on the account?? How much money can be compensated for ruined credit? Theres also two late payments marked on my report because of him on top of if i send it all over to debt collections. He also stole my car title out of my safe to use as collateral to drug dealers which WAS returned, and he took my vehicle and crashed it without a license and i had to pay secretary of state to get the car title in my name to get it out, as well as pay to get it out of the impound lot, AND paid for this guy to get out of jail as i needed him out to work so he could pay me back the THOUSANDS that were owed at that point in time. I have texts and a COUPLE of walmart to walmart money gram receipts from over the years of this. I dont know what to do
I had $3,000 loan on a debit card and my ex stole all the $ off of it and i didnt know until the end of the month once recieving my statements. Fast forward to three years later if screaming fighting and getting less than the minimum payment. theres slightly over $500 left on it that is billed in my name monthly since and hes refusing to pay the rest. I called the bank and asked them to put it on file numerous times that it was stolen and they said they would and to also call the police, and the police didnt care they told me write a claim. Well i tried getting those notes from the bank and they are saying nothing is on file. Im furious. Is it more profitable to cancel with the loan company and ruin my credit and sue him for the credit damages HIS actions caused, as well as the $560 left on the account?? How much money can be compensated for ruined credit? Theres also two late payments marked on my report because of him on top of if i send it all over to debt collections. He also stole my car title out of my safe to use as collateral to drug dealers which WAS returned, and he took my vehicle and crashed it without a license and i had to pay secretary of state to get the car title in my name to get it out, as well as pay to get it out of the impound lot, AND paid for this guy to get out of jail as i needed him out to work so he could pay me back the THOUSANDS that were owed at that point in time. I have texts and a COUPLE of walmart to walmart money gram receipts from over the years of this. I dont know what to do
Disputing Debts: Suing for Stolen Loan Debit Card and Credit Damage
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