My question involves collection proceedings in the State of: Tennessee
A contract was made to provide services for me. The hospital demanded money upfront. I paid and surgery was performed 10/14/15. No further correspondence was made between myself and the hospital until May 2017 after the hospital made some "adjustments" to my account in April 2017. Until then I believed no bill no debt.
If I had applied for credit within the period between 10/15 and 5/17 im sure I would have unknowingly violated disclosure requirements.
Can I remain in perpetual debt or doesn't the creditor have to notify the debtor, that a balance remains, within a specified time frame?
Was I a debtor to the hospital between 10/15 to 3/17 prior to the adjustments?
Thanks
A contract was made to provide services for me. The hospital demanded money upfront. I paid and surgery was performed 10/14/15. No further correspondence was made between myself and the hospital until May 2017 after the hospital made some "adjustments" to my account in April 2017. Until then I believed no bill no debt.
If I had applied for credit within the period between 10/15 and 5/17 im sure I would have unknowingly violated disclosure requirements.
Can I remain in perpetual debt or doesn't the creditor have to notify the debtor, that a balance remains, within a specified time frame?
Was I a debtor to the hospital between 10/15 to 3/17 prior to the adjustments?
Thanks
Disputing Debts: Creditor Notification Requirements
Aucun commentaire:
Enregistrer un commentaire