My question involves real estate located in the State of: CA
I am trying to refinance but the title company has found a lien from a heloc. The heloc lender is defunct. shouldn't there have been an Assignment of Deed Trust filed to point to the new lender? There wasn't. There is only a trust deed filing from when the loan was originated, more than 10yrs ago. The loan was supposed to have been paid off as part of a loan modification I got in 2010 that was completed. Never heard from the lender again, although it seems they did sell the debt to some collection agency that tried to collect from me. I never responded to them and eventually was able to get the debt removed from my credit reports.
How does this normally work?
I am trying to refinance but the title company has found a lien from a heloc. The heloc lender is defunct. shouldn't there have been an Assignment of Deed Trust filed to point to the new lender? There wasn't. There is only a trust deed filing from when the loan was originated, more than 10yrs ago. The loan was supposed to have been paid off as part of a loan modification I got in 2010 that was completed. Never heard from the lender again, although it seems they did sell the debt to some collection agency that tried to collect from me. I never responded to them and eventually was able to get the debt removed from my credit reports.
How does this normally work?
Liens and Encumbrances: Refinance - Lien in the Way
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