My question involves collection proceedings in the State of: Florida
PayPal credit charged off my account in Sept of 2017. They told me they could not accept my $1000 payment because they charged the account off the day before and it was going to be sold. After 9 months of not hearing anything I called them. The in house collections department proceeded to tell me that I had sent a "cease and desist" to them therefore they were never able to sell the account. she said, " we are not going to pursue this, the debt is old." she said unless I removed the cease and desist they wouldn't do anything with it. she said I could remove it and allow it to be sold or I could make payments by debit transactions, but they wouldn't be able to send receipt of payment because of the CD. Or I could do nothing!
The Balance is 4k, its been two years since I made a payment, they were calling about 10 times a day so I sent a letter asking them to stop, apparently that triggered the CD. There's been nothing reported to my credit report. So here's where I'm at do I remove the CD and let it go to collections, Do I pay half to PayPal by debit with no receipt of my payment, or do I wait until they decide to sue and then pay the amount? How long do they typically wait to file a suit? and why would their in house collections say they aren't going to pursue it?
PayPal credit charged off my account in Sept of 2017. They told me they could not accept my $1000 payment because they charged the account off the day before and it was going to be sold. After 9 months of not hearing anything I called them. The in house collections department proceeded to tell me that I had sent a "cease and desist" to them therefore they were never able to sell the account. she said, " we are not going to pursue this, the debt is old." she said unless I removed the cease and desist they wouldn't do anything with it. she said I could remove it and allow it to be sold or I could make payments by debit transactions, but they wouldn't be able to send receipt of payment because of the CD. Or I could do nothing!
The Balance is 4k, its been two years since I made a payment, they were calling about 10 times a day so I sent a letter asking them to stop, apparently that triggered the CD. There's been nothing reported to my credit report. So here's where I'm at do I remove the CD and let it go to collections, Do I pay half to PayPal by debit with no receipt of my payment, or do I wait until they decide to sue and then pay the amount? How long do they typically wait to file a suit? and why would their in house collections say they aren't going to pursue it?
Debt Collectors: Debtor Cannot Sell Due to Cease and Desist when Will They Sue
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