My question involves real estate located in the State of: California
Greetings to all! Would love the forums feedback on the following matter:
Our management company was contacted since all 8 condos in our association were experiencing excessive water pressure.
Our city water feeds into one value with a single outlet connecting to all 8 units. Units do not have separate values.
During a 5-month period of high water pressure the damage was a follows.
Units #1 & #6 had water-heaters blow up. Both sustained water damage to their laminate floors
Unit #2 had a pipe burst in the ceiling, destroying a large portion of the ceiling and a portion of the floor
Units #3 & #7 reported on/off values with leaks needing to be replaced and water damage to their rug
Our landscaper billed us $200 to repair broker sprinkler heads
Mold has even developed as a result in one unit
Management called a professional plumber who determined that the pressure was 130 PSI. He replaced the old failed value and set the pressure to 60 PSI.
Some of the owners have already contacted their individual homeowner insurance companies. One condo owner was told their insurance does not cover water heaters.
Our HOA is covered by State Farm Insurance.
1) Is it recommended to file a claim with the HOA insurance?
2) What are the complexities that are involved?
3) Are there any previous known similar cases where the HOA was successful in their claim?
Since the board is not certain if the HOA Insurance policy can cover claims for these type damages (we are hoping they can), we have not made any announcements.
Thank you!
Greetings to all! Would love the forums feedback on the following matter:
Our management company was contacted since all 8 condos in our association were experiencing excessive water pressure.
Our city water feeds into one value with a single outlet connecting to all 8 units. Units do not have separate values.
During a 5-month period of high water pressure the damage was a follows.
Units #1 & #6 had water-heaters blow up. Both sustained water damage to their laminate floors
Unit #2 had a pipe burst in the ceiling, destroying a large portion of the ceiling and a portion of the floor
Units #3 & #7 reported on/off values with leaks needing to be replaced and water damage to their rug
Our landscaper billed us $200 to repair broker sprinkler heads
Mold has even developed as a result in one unit
Management called a professional plumber who determined that the pressure was 130 PSI. He replaced the old failed value and set the pressure to 60 PSI.
Some of the owners have already contacted their individual homeowner insurance companies. One condo owner was told their insurance does not cover water heaters.
Our HOA is covered by State Farm Insurance.
1) Is it recommended to file a claim with the HOA insurance?
2) What are the complexities that are involved?
3) Are there any previous known similar cases where the HOA was successful in their claim?
Since the board is not certain if the HOA Insurance policy can cover claims for these type damages (we are hoping they can), we have not made any announcements.
Thank you!
Repair and Maintenance: Multiple Units Damaged from Failed Pressure Reducing Valve (Regulator)
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