My question involves a consumer law issue in the State of: Georgia
My truck was repossessed this morning around 6 am. Guy allowed us to remove firearms and other personal items from the vehicle but not the tag. The payment had been agreed on by phone to be made today (later that morning as I had to cash an insurance check to get the money). I have since called the redemption center, got a person on the phone who said it would be 24-48 hrs before they could tell me anything about whether or not I could get my vehicle back or if it would go to sale. The truck was one day over 2 months late. I am able to bring the payments up to date and willing to pay impound fees, etc to get the truck back. I looked at the GA code and legal jargon is not something I am versed in. Will GA code allow vehicle loan reinstatement or is it just balls against the wall come up with all the money and pay the whole truck off kind of deal? If that is the case could I re finance it thru a bank instead of with Ford Credit? Just looking for help and options here as I want the vehicle back. We were hours away from catching the payments up and this happens. Any help or advice is appreciated. This is 2015 Ford F250 so a fairly new vehicle, costly and in very good condition. Thanks in advance.
My truck was repossessed this morning around 6 am. Guy allowed us to remove firearms and other personal items from the vehicle but not the tag. The payment had been agreed on by phone to be made today (later that morning as I had to cash an insurance check to get the money). I have since called the redemption center, got a person on the phone who said it would be 24-48 hrs before they could tell me anything about whether or not I could get my vehicle back or if it would go to sale. The truck was one day over 2 months late. I am able to bring the payments up to date and willing to pay impound fees, etc to get the truck back. I looked at the GA code and legal jargon is not something I am versed in. Will GA code allow vehicle loan reinstatement or is it just balls against the wall come up with all the money and pay the whole truck off kind of deal? If that is the case could I re finance it thru a bank instead of with Ford Credit? Just looking for help and options here as I want the vehicle back. We were hours away from catching the payments up and this happens. Any help or advice is appreciated. This is 2015 Ford F250 so a fairly new vehicle, costly and in very good condition. Thanks in advance.
Repossession: Truck Repossessed This Morning, Need Help Deciphering Any Laws That Will
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