My question involves an accident that occurred in the state of: South Dakota
My question is what can you do if your car was hit while parked out front of my apartment while uninsured and hit on the street by an uninsured driver as well, who left the scene of the accident. through mutual friends it became known to me the driver doesn't have a license or insurance. I have not had my Chrysler 300C a year yet and have a loan on it. I had a mechanic look at it and he says not to stick any money into it as he figures it's totalled. it's still drivable but I'm not sure what will happen either once the bank find out I had no insurance on it even though I wasn't driving it or in it at the time of the accident. I do not have the drivers info yet as he took off on foot and his friends truck that he was driving that hit my car got towed away. while I'm stuck driving a car that probably will get me pulled over. I didn't even get one of those accident tag cards that you stick in your vehicle to let other police know there's been a report on it? The whole point in getting the loan for this car was to build up my credit now I'm afraid they will come repossess it and I'll be out a car as our agreement states I am to carry insurance on it while I am paying on the loan? :-( what options do I have to get compensated for the damages?
My question is what can you do if your car was hit while parked out front of my apartment while uninsured and hit on the street by an uninsured driver as well, who left the scene of the accident. through mutual friends it became known to me the driver doesn't have a license or insurance. I have not had my Chrysler 300C a year yet and have a loan on it. I had a mechanic look at it and he says not to stick any money into it as he figures it's totalled. it's still drivable but I'm not sure what will happen either once the bank find out I had no insurance on it even though I wasn't driving it or in it at the time of the accident. I do not have the drivers info yet as he took off on foot and his friends truck that he was driving that hit my car got towed away. while I'm stuck driving a car that probably will get me pulled over. I didn't even get one of those accident tag cards that you stick in your vehicle to let other police know there's been a report on it? The whole point in getting the loan for this car was to build up my credit now I'm afraid they will come repossess it and I'll be out a car as our agreement states I am to carry insurance on it while I am paying on the loan? :-( what options do I have to get compensated for the damages?
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