vendredi 1 avril 2016

Foreclosure: Foreclosure of a Mortgage on a Mobile Home, Loan in Deceased Parents' Names

My question involves collection proceedings in the State of: South Carolina

My parents died 2 days apart, I inherited an acre of land they owned free and clear and it contained an old house used as storage, and a mobile home. The house had been paid for as well. My father was 100% disabled through the VA, so no taxes had to be paid on the property as long as he was alive. When he and mom died, the property taxes were outrageous, not only did the county tax for the acre, but split it into a lot as well, one containing the "house" listed at an $80,000.00 taxable property value, which was basically falling in and the other "lot" containing the mobile home, which is still in their names due to it not being paid off. So, in this state, mobile homes are taxed separately from "real" property. I gave that backstory to where I am now....the loan is w/US Bank, my husband had lost his job and had been jobless for over a year. I had a car payment to make, food to put on the table, help my brother, who was applying for disability due to a brain injury, and could not afford the payments on the mobile home. I had made contact several times. Sometimes I would get the reply that my emails had not been received to we will call you back on the matter, to which weeks would go by and they would not call back. They are now asking for the entire payoff for the mobile home or the mobile home itself. It's around $30,000.00 they are asking...I tried to get a bank loan, but due to my husbands lack of job history for a year, they said no. We went to a loan company, they said no. We have the collateral to get a loan, but no one will help. They are now turning it over to their "Legal Dept" for review and they will be in touch w/options. Since this mobile home was in my parents names and probate is closed on both estates, and home has been 'charged off' do we have a legal leg to stand on? Do they have the right to go after a debt that is really my parents? That they should have filed a claim against their estates in probate? Thanks for any help or suggestions. I work 3 jobs to attempt to make ends meet. My husband recently gained employment of a minimum of 40 hours per week and possibility of overtime, so making loan pmts at this time would not be an issue. I am not a deadbeat person, nor is he and this is really stressing me out.


Foreclosure: Foreclosure of a Mortgage on a Mobile Home, Loan in Deceased Parents' Names

Repossession: Can You Repossess a Car That You Sold Without Transferring Title

My question involves an auto loan or repossession in the State of: Massachusetts.

I purchased a vehicle 5 years ago. A good friend of mine needed a car, after hers was destroyed in accident . I allowed her to drive it for some time without payment, and had a verbal agreement that she would pay me back in installments, starting in March of 2013. No loan agreement in writing. Car is titled in my name, and currently there is no Lien Holder anymore, and I possess the title. However she is added in the insurance policy as an additional driver.

As you may have expected, things have gone sour between us, and now she is riding around in the vehicle I paid for. I have not received any payment at all as of yet, and have in fact spent and extra $500.00 on repairs that needed to be made.

Since I possess the title but there is not Lien holder, I need to know if I am within my rights to repossess the vehicle and if yes information about how to proceed.

I know the verbal agreement has not yet taken effect as far as the payment terms are concerned, but at present, I dont know where the vehicle is and cannot easily get it back. I have a key. I don't like doing things like this to people I care about, but under the circumstances, I feel I am being treated unfairly, and don't think that she will uphold her end of the payment agreement, now seeing another side of her. I want to sell the car, but she refuses both -to return it, or to pay for it/ buy it.
I just think things may change soon, and the car will be difficult to find later, as she doesn't have long term address . Before that inevitably, happens, or if the proposed scenario develops, what are my legal options ? No payment, can I legally repo the car , since I have the title put in my name ? Should I consider the vehicle for stolen and report it to the police, although she is added in the insurance policy as an additional driver? in fact if need to I can take it off the policy , because insurance policy is under my name too.

Any suggestions or advice would be appreciated. I realize I was stupid to do this, but the heart has a way of overcoming logic.


Repossession: Can You Repossess a Car That You Sold Without Transferring Title

Nursing Home Injuries: Nursing Home Negligence

My question involves malpractice in the state of: Indiana I am looking for advice on what to do, or lawyer recommendations
I am emailing regarding my mother. My mother had a stroke November 2015 and it left her unable to walk and talk or move her body. Before her stroke, she was just as normal as you and I. It took the hospital Columbus Regional 2 days to diagnose her with a stroke after I requested multiple times for a CT SCAN/MRI they first told me no they cannot do an MRI this late on a Saturday, and they also said it was serotonin syndrome then they finally had a one done Monday. Sure enough, she had a massive stroke affecting both sides of her brain. From that point on she spent a month in the hospital and was discharged December 2015. When her stroke happened she had HIP insurance and is only 46. Most long term care facilities wanted her to have SSI since she is too young for Medicare. She was accepted into Willow Springs located at 2002 W. 86th Street Indianapolis Indiana . Upon her arrival my immediate concern was that she was not being turned properly. I knew this because at the time she had one pillow under her head. When I went home and came back she still only had the one pillow in her room under her head. So therefore, her body was not being supported like it should. The DON and ADON reassured me they would take care of it. Less than a month later I was notified that she had an opening on her coccyx starting. When visiting I always asked how it was coming along and the nurses would check the computer and say it was getting smaller and looking better. Near the end of February 2016 she was hospitalized related to the infection in her wound. At that point I asked to see the wound and it looked awful. The continued to treat it and sent her back to the nursing home. March 31st she was admitted to St Vincent with a stage 4 wound to the bone less than 4 months after being admitted to Willow Springs. I am very concerned for my mother and this is very unacceptable and 100% preventable and could kill my mother.


Nursing Home Injuries: Nursing Home Negligence

Federal Taxes: Allowance Number in W4 Form for Singles

I am a single IT professional who got up in a situation of paying an heavy amount of tax to IRS. This has happened because my employer have shown my moving expenses in my wages to IRS. When I talked to them, they told me that even if the relocation was not taxed, I would only owe <30% so the rest of that taxable amount I owe is not due to that. It is my W4 that has too many withholding allowances.

To confirm this I checked my W4 form and it has 'Allowance' as '2'. I am not sure about this value.

Please guide me here if my W4 is correct per my status.


Federal Taxes: Allowance Number in W4 Form for Singles

Appeals: Convicted of Reckless Driving for Not Paying a Probation Fee

My question involves a traffic ticket from the state of: VA

Hi,

I had a court date scheduled for Mar 29 - the required and listed documents driving record (clean) and 8h of defensive driving school have been sent, and received by court.
What my lawyer did not mention in the mail he sent me, was $30 of some probation fee that had to be included as well ( I still have his letter ).
After I called the court clerk's office, if found out that I am guilty of reckless driving (85 in 70), because that 30 bucks fee was not paid.
I thought it is a bad April fool's joke, but it is not, unfortunately.
What are my options? Can I appeal? I just cannot imagine that this few bucks can mess me up for next few years.
I already called a couple of attorney's offices, left a message... I will not pick the first one that calls back, this will be done if there is no other option. It is simply difficult to believe, that an appeal would need an attorney, especially if it is about $30, and an improper information that I received from the him (which I believe the court and the judge does not care about anyway).

Would you have any suggestions on how to proceed with this situation I am in?

Thank you,

Mike


Appeals: Convicted of Reckless Driving for Not Paying a Probation Fee

Establishing an Order: Can I Take Joint Parent to Small Claims Court to Get Part of Daughter's Settlement

My question involves a child custody case from the State of: Arizona

I have joint custody of my daughter. My daughter was in a small accident with her mom recently. My daughter, age 7, received $1200. I had talked to her mom prior about investing the money she gets back. Upon receiving the settlement, the mom has decided to spend it instead. What are my chances of success of taking the mom to small claims court for half, or all the money my daughter received, so I can invest it for our daughter?


Establishing an Order: Can I Take Joint Parent to Small Claims Court to Get Part of Daughter's Settlement

Service and Repair: Newly Purchased Vehicle

My question involves a consumer law issue in the State of: California I bought a used car from a dealer and the motor started to make a loud noise, the dealer said they will rebuild the motor, they also said it would take about 2 weeks, it has been almost a month since I have had my car and it still is not getting fixed, I keep calling asking for it and they said it is getting fixed, they also had my motor out and sitting in there shop for a week before they brought it to the machine shop. I told them that I need it for a wedding in 20 more days, it has been there for about a month in and out of the shop. they still have not been working on it, I also asked for a loaner and they said they will have to contact owner of dealership but he is very hard to get a hold of. I am getting so frustrated that I just bought a car and they are taking forever to fix it and will not help me with a loaner. what can I do? they are holding my car hostage to where it is apart and I can not use it until they are ready. please help :wallbang:


Service and Repair: Newly Purchased Vehicle